MC Truck Insurance — Terms & Conditions

Last Updated: December 9th, 2025

Welcome to MC Truck Insurance (“Company,” “we,” “our,” “us”).
These Terms & Conditions (“Terms”) govern your use of our website, mctruckinsurance.com, including any content, tools, forms, quotes, products, and services available through the site (collectively, the “Website”).

By accessing or using the Website, you agree to these Terms.
If you do not agree, please discontinue use immediately.

1. About MC Truck Insurance

MC Truck Insurance is a family-run, bilingual trucking-insurance agency based in the United States. We work with competitive, reputable carriers to obtain quotes and coverage options for trucking businesses. We are not an insurance carrier, and we do not guarantee approval, rates, or availability of coverage.

2. Website Content

All content on the Website—including text, graphics, logos, icons, forms, quotes, educational information, and other materials—is provided for informational purposes only.

Nothing on the Website constitutes:

• legal advice

• financial advice

• tax advice

• insurance contract guarantees

• an offer to bind coverage

Insurance policies are subject to underwriting approval, carrier guidelines, and state/federal regulations. Coverage details, limits, exclusions, and terms are specified only in the insurance policy issued by the carrier, not on our website.

3. Eligibility

To use this Website, you must:

• be at least 18 years old

• use the Website for lawful purposes

• provide accurate and complete information when requesting a quote or submitting a form

You agree not to use the Website for any fraudulent or unauthorized activity, including submitting false or misleading information.

4. Quotes & Insurance Applications

When you request a quote through our Website, you acknowledge and agree that:

• Quote estimates are not guaranteed and may change based on underwriting.

• Providing inaccurate, incomplete, or misstated information may affect pricing, eligibility, or approval.

• We may contact you by phone, text, or email to verify information, request additional details, or provide quote results.

• MC Truck Insurance works with third-party carriers; therefore, we are not responsible for their decisions, pricing, delays, or actions.

Your submission of a quote request does not bind coverage.
Coverage becomes effective only when confirmed in writing by the insurance carrier.

5. Use of the Website

You may use the Website only for lawful purposes. You agree not to:

• interfere with the Website’s functionality (e.g., hacking, injecting malware)

• attempt to access data not intended for you

• scrape, copy, or harvest Website content without written permission

• impersonate another person or business

• use automated scripts or bots without authorization

Violation of these restrictions may result in termination of access and potential legal action.

6. Intellectual Property

All Website content is owned or licensed by MC Truck Insurance and protected by copyright, trademark, and intellectual-property law.

You may:

• view pages

• print personal copies

• use information for evaluating insurance services

You may not:

• reproduce Website content for commercial use

• modify, redistribute, or republish content without written permission

• use our trademarks or branding without authorization

7. Third-Party Links

The Website may contain links to third-party websites or insurance carriers.
MC Truck Insurance is not responsible for:

• the content of those external sites

• their privacy practices

• their products or services

You access third-party sites at your own risk.

8. Privacy

Your privacy is important to us.
By using the Website, you consent to our collection and use of data as outlined in our Privacy Policy, which describes:

• what information we collect

• how we store and protect it

• how we use it (for quotes, communication, compliance, etc.)

• your rights regarding your information

A separate Privacy Policy will be available on our Website.

9. No Warranty / Disclaimer

The Website is provided on an “as-is” and “as-available” basis.
We make no warranties—express or implied—including but not limited to:

• accuracy, completeness, or reliability of Website content

• availability or uninterrupted functionality

• guaranteed insurance pricing or approval

You use the Website at your own risk.

MC Truck Insurance is not responsible for:

• errors/omissions in content

• delays or interruptions

• damages resulting from your use of the Website

• actions or decisions made by insurance carriers

10. Limitation of Liability

To the fullest extent permitted by law, MC Truck Insurance is not liable for any:

• direct, indirect, incidental, special, consequential, or punitive damages

• lost profits, lost data, or business interruption

• damages arising from your use or inability to use the Website

Even if we have been advised of the possibility of such damages.

Your sole remedy for dissatisfaction with the Website is to discontinue using it.

11. Indemnification

You agree to indemnify and hold harmless MC Truck Insurance, its owners, staff, and affiliates from any claims, damages, losses, liabilities, or expenses arising from:

• your use of the Website

• your violation of these Terms

• your submission of inaccurate or unlawful information

12. Changes to Terms

We may update these Terms from time to time.
When we do, the “Last Updated” date will be revised above.

Continued use of the Website after changes means you accept the updated Terms.

13. Termination

We may restrict or terminate your access to the Website at our discretion if we believe you have violated these Terms or engaged in unlawful behavior.

14. Governing Law

These Terms are governed by the laws of the State of Utah, without regard to conflict of law principles.

Any disputes will be resolved in the appropriate courts located in Salt Lake City, Utah.

15. Contact Us

If you have questions about these Terms, contact us:

MC Truck Insurance
Email: office@mctruckinsurance.com
Phone: 801-263-1922
Salt Lake City, Utah