MC Truck Insurance — Privacy Policy

Last Updated: December 9th, 2025

Welcome to MC Truck Insurance (“Company,” “we,” “our,” or “us”).
We are committed to protecting your privacy and ensuring that your personal information is handled responsibly.

This Privacy Policy explains how we collect, use, store, and protect your information when you visit our website mctruckinsurance.com, submit a quote request, or interact with us by phone, email, or text.

By using our Website, you agree to the practices described in this Policy.

1. Information We Collect

We collect information in three ways:

1. Information You Provide Directly

2. Information Collected Automatically

3. Information from Third Parties (e.g., insurance carriers)

1.1 Information You Provide Directly

When you fill out forms, request a quote, contact us, or otherwise communicate with us, you may provide:

• Name

• Email address

• Phone number

• Business name

• DOT/MC number

• Address

• Driver information

• Equipment/truck details

• Insurance history

• Claims information

• Policy details

• Any documents or additional information submitted for underwriting

This information is used exclusively to communicate with you, generate quotes, submit applications, and provide insurance-related services.

1.2 Information Collected Automatically

When you visit the Website, certain data is collected automatically, including:

• IP address

• Browser type

• Device type

• Pages visited

• Time spent on the Website

• Referring URL

• Cookies and tracking technologies (see Cookies Policy)

This information helps us understand Website usage, improve performance, and ensure security.

1.3 Information from Third Parties

We may receive information about you from:

• Insurance carriers

• Third-party data providers (e.g., VIN decoders, DOT/FMCSA public data)

• Financial/payment processors

• Publicly available records

This helps us verify information and prepare accurate insurance quotes.

2. How We Use Your Information

We use your information to:

• Provide insurance quotes

• Communicate with you by phone, text, or email

• Submit applications to insurance carriers

• Verify identity and business information

• Improve our Website and services

• Comply with legal or regulatory obligations

• Maintain internal records and analytics

• Prevent fraud and unauthorized activities

We do not sell your data.

3. Sharing Your Information

We share your information only when necessary and in accordance with the law.

We may share your information with:

3.1 Insurance Carriers & Underwriters

To obtain quotes and place policies.

3.2 Service Providers

Such as:

• Website hosting

• Email/text messaging platforms

• CRM tools

• Analytics tools (e.g., Google Analytics)

• Document management systems

These providers are required to keep your information secure.

3.3 Legal/Regulatory Authorities

If required by law, regulation, subpoena, or legal process.

3.4 Business Transfers

If we merge, sell assets, or undergo restructuring, your information may be transferred.

We do not sell, rent, or trade customer information to outside parties for marketing.

4. Cookies & Tracking Technologies

Cookies and tracking tools help us:

• Improve site functionality

• Personalize user experience

• Analyze traffic and performance

Our full Cookie Policy (separate document) explains this in detail.

5. How We Protect Your Information

We use industry-standard security measures, including:

• Secure servers

• Encrypted data transmission

• Access controls

• Firewalls

• Regular security monitoring

However, no system is 100% secure.
We cannot guarantee absolute protection against breaches, but we take all reasonable precautions.

6. Data Retention

We retain personal data only as long as:

• necessary to provide services

• required by insurance regulations

• required by state/federal laws

• needed for legitimate business purposes

You may request deletion of certain information unless we are legally required to retain it.

7. Your Rights

Depending on your state or jurisdiction, you may have certain rights regarding your information, such as:

• Access to your data

• Correction of inaccurate information

• Request for deletion

• Opt-out of marketing communications

• Request for a copy of your data

To exercise these rights, email us at: [your email]

8. Children’s Privacy

Our Website is not intended for children under 18 years old.
We do not knowingly collect information from minors.
If we discover such information, we will delete it promptly.

9. Communications & Consent

By submitting your phone number or email, you consent to receiving:

• texts

• calls

• emails

regarding quotes, policy information, renewals, reminders, and support.

You may opt out of promotional communication at any time.

10. External Links

The Website may link to third-party websites (e.g., insurance carriers, FMCSA).
We are not responsible for their privacy practices.

11. Updates to This Policy

We may update this Privacy Policy periodically.
Changes will be posted here with a revised “Last Updated” date.
Continued use of the Website constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or your information, contact us:

MC Truck Insurance
Email: office@mctruckinsurance.com
Phone: 801-263-1922
Salt Lake City, UT